Legacy Love – Leave a Gift in Your Will

You believe, as we do, that united we are strong.

You care about your community. Every day, you help make life better for those around you, offering support and kindness where it’s needed most. Families, young people, those seeking mental health care, women finding safety, and individuals searching for stable housing—all can find hope and resources because of your compassion.

Thanks to you, hope is thriving in our community. Since 1976, United Way Elgin Middlesex has been partnering with caring individuals like you, who believe in creating lasting change in our region. Your support continues to touch the lives of our neighbours, friends, and families—bringing them strength and hope for a brighter future. As needs in our community grow, many of our most loyal supporters are stepping forward to create a Legacy of Love by including a gift to United Way in their Will. This thoughtful act ensures that the positive impact you’ve already made will continue to shape the future of our community for generations to come. By planning your gift, you build a stronger tomorrow for those who will follow.

Ways to Leave your Legacy of Love

Leave a gift in your Will

A charitable donation made as a gift in your Will for United Way Elgin Middlesex is a highly effective way to reduce Estate taxes and may also help you make a larger gift than you ever thought possible.

Ways to include a donation in your Will:

• A specified dollar amount
• A specified percentage (or share)
• A residual gift (what’s left after you have provided for your family and other loved ones)
• An item such as coin collection, vehicle or painting.

Please feel free to contact us for sample wording. Sharing your intentions with United Way will allow us to thank and recognize you now, while also allowing us to plan for the future.

Endowment Funds

Gifts can be endowed to the United Ways Forever Fund. Endowed funds, over time, provide a consistent revenue source because the original gift is never spent – it remains intact as a legacy forever, a reminder of your gift to the community.

Life insurance

A gift of life insurance can be made in several ways:

You can take out a new policy in the name of United Way Elgin Middlesex and receive a charitable tax receipt for the cash value of the policy and any premiums you pay.

If you name United Way Elgin Middlesex as the beneficiary of an existing policy, we will receive the proceeds of the policy, and your Estate will receive the tax benefits.

When you transfer ownership of an existing policy to United Way Elgin Middlesex, you will receive a charitable tax receipt for the cash value of the policy. If you continue to pay premiums on the policy, you will receive an income tax receipt each year equal to the premiums paid.

Donations of RRSPs and RRIFs

Unused RRSPs and RRIFs are an excellent way to maximize your giving potential while avoiding estate taxes. When United Way Elgin Middlesex is designated as a beneficiary of your RRSP or RRIF, the proceeds are paid directly at the time of death and bypass estate taxation. The charitable tax receipt issued can eliminate a large portion of the tax generated by plan at time of death.

Please let us know of your intention to Leave a Legacy, so we can thank you and work with you to ensure your wishes are fulfilled.

Sheila Daniel
Individual Giving Officer
Ph: 519-438-1721
Ext. 243
sdaniel@unitedwayem.ca